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Northview Bank wants to measure up your memories, and provide you with a complimentary fish ruler. Just click below and we’ll send you a fish ruler, and a vacation property packet.
Buying a home is a big financial investment and is one of the most important decisions you will make in your life. So, when it comes to choosing a realtor to work with, it’s essential to choose a realtor who has your best interest in mind and can help you get the most out of your time and money.
Here are four tips for choosing a real estate agent that is right for you. Read more...
Being self-employed is a dream for many. It offers a fantastic lifestyle that is flexible; you get to be your own boss, and it provides a greater sense of freedom. It does have some challenges, though, and one of those is getting a mortgage loan. Here are five tips that can improve your chances of being approved for a home mortgage if you’re self-employed.
Remodeling areas of your home can make it more comfortable and more enjoyable for you and your family. Home improvement projects can also get very pricey, however, so it’s wise to consider how much return you can expect to get out of the renovation before you take it on. Here are some of the top remodeling projects that will get you the best return on your investment.
Owning a home is a milestone that offers a great sense of pride and accomplishment, and it’s a great feeling to have a place to call your own. It’s a huge commitment, though, so if you are still feeling conflicted and wondering if homeownership is worth it, here are 5 top reasons why owning a home is better than renting.
You've probably said it before: “Someday I'd like to buy my own cabin.”
Buying a cabin might feel like it’s a long way off. With most vacation property financing solutions requiring big down-payments, buying a lake lot, second home, hunting land, or cabin seems financially out of reach for most people.
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You’ve been to so many open houses that you’re starting to feel like a real estate expert. But it paid off! You finally found your dream home and made an offer. But the time for making big decisions isn’t over. One question you probably have is: Do I really need to pay to get an inspection? While an inspection is not always an absolute requirement, you should get one to rule out any major issues.
When it comes to working with a lender on refinancing or buying a new home, you have many options. Those options range from large and online banks to smaller ones right in your community. Here are three good reasons why working with a local lender is your best option.
Homeowners insurance is a critical form of financial and personal property coverage since most of your assets and wealth are typically tied up in your home. Because of that, it’s vital to talk with your insurance agent on any special needs you think you might have. In the meantime, here are the basics of what homeowners insurance usually covers and what it doesn’t.
Amid a challenging economy due to the ongoing fallout of COVID-19, mortgage rates have fallen to historic lows and many people are taking this opportunity to refinance their home. Mortgage refinancing is close to a seven-year high, and demand has more than tripled over last year. If you are thinking about refinancing, here are four questions you need to ask before signing on the dotted line.
At Northview Bank, we are here at every stage of life, from helping children set up their first savings accounts to helping business owners make a dream become reality.
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Let’s face it, too much time indoors can drive a person crazy. Frigid temps and brutal wind chills can limit outdoor activities, but there are many things your can do to prevent cabin fever.
Buying a home seems so complicated and expensive, but don’t worry! We can walk through the process together, from getting your financing set up to moving in after the closing. This first-time buyers' guide was written just for you, to help simplify one of the biggest purchases you'll make in life.
There is no need to be worried about the financial impact of your home improvement projects. Here are four options to keep things affordable:
We know it can take years to complete your ideal piece of hunting land with the lodge of your dreams. When you find property you love without a livable structure, consider these options while you prepare to build the lodge of your dreams.
There’s nothing like walking into a house and realizing it’s the one — your dream home!
If you've been paying down your home mortgage for some time then you probably have significant equity to tap. So what can you do with it?
Looking for a fast and easy mortgage experience? How do you prepare for success? Here’s what you and any co-borrowers will need for a smooth loan process:
When buying in a seller’s market, inventory is low, buyer competition is high, and you need to make the right offer to be awarded your dream home. Here’s what you’ll need to know:
Your land is among your most valuable assets. When it's time to sell, get the most out of it by using every resource available to get market value or higher, without getting lost in tricky transactional details.
It can take years to complete your ideal hunting land with a cozy structure. This could mean a lot time, sweat and money. So consider these simple alternatives until you're ready to build!
Ever considered leasing your land for hunting, farming or both? The benefits of leasing your land can help increase its value while adding income to your pockets.
When it comes to dreaming about a plan to purchase land, leverage your resources. You just have to think outside the box.
The arrival of the new year is a good time to think about your personal finance. Here are 4 strategies that can help you acheive financial success throughout this new year.
Coming up with a down payment can seem like an insurmountable obstical for many prospective homebuyers. The hurdle may not be as high as you think!
The mortgage application process can feel stressful, but it doesn't have to. Here's what you can do to prepare for the process.
Curious about refinancing? Is it a good option for you? Here's a little more about what a refi is and some possible benefits.
When buying a home, your credit score plays an important role. It influences the interest rates you qualify for, as well as general loan options. These tips can help!
A recent report shows that 27 percent of all homebuyers have student loan debt. And first-time buyers? A whopping 40 percent have student loans. So how do they do it?
Determining how much home you can afford requires consideration of a number of expenses you'll face as a homeowner.
If you're thinking about taking out a second mortgage, it's important to understand how it works and how it will affect your budget. You don't want to put your home at risk by borrowing more money against it.
After settling into your home and mortgage, you may eventually find yourself in the position to need or want a second mortgage. Here are some things you'll need to know.
A good credit score can lead to a better interest rate on your mortgage. Need to improve your score? Here are a few things you can do.
House hunting is largley about finding a place you can make into a safe, comfortable home that isn't going to cost you an arm and a leg to repair or maintain. Here are some features to look for that can save you expensive headaches and give you the most value.
Before you begin the process of buying a new home, get comfortable with these five mortgage terms to help expedite the mortgage process allowing you to focus on the perfect home.
You don't need perfect finances to get a mortgage, but it's best to have a basic understanding of loan requirements. The more you know, the less likely you are to make mistakes that can ruin your application. Here are a few missteps to avoid if you're preparing to buy a house.
For inheritors of mortgaged properties, there are considerations for bringing the property title and deed to actual ownership.
There are a number of reasons why you might consider a personal loan. So how do personal loans work?
Homeownership. That first home might not be as far off as you think, and getting started is easier than it appears.
Looking for a way to improve your understanding of finance? Well, there are loads of fun and intelligent podcasts that fit the bill. Here are five great finance-related podcasts to follow.
There are a few ways to ensure your credit remains healthy, and healthy credit may be more important than you think.
Northview Bank wants to measure up your memories, and provide you with a complimentary fish ruler. Just click below and we’ll send you a fish ruler, and a vacation property packet.
Northview Bank wants to provide you with a complimentary game license holder for your hunting season. Please fill out the information below and we’ll send your game license holder and information packet.
Enter photos that capture the character of the areas we do business in! If your photo is selected for inclusion in the 2021 calendar, you will receive photo credit in the calendar.
