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Northview Bank wants to measure up your memories, and provide you with a complimentary fish ruler. Just click below and we’ll send you a fish ruler, and a vacation property packet.
When it comes to the housing market, there are many unknowns right now. Prices have been skyrocketing, leaving many people wondering if we’re headed towards a market crash. Here is what economists are saying. Read more…
Spare rooms can easily become places stacked with boxes, bins, and unused items that you have nowhere else to store. If you have extra space in your home and want to avoid filling it with clutter, try turning it into one of these 5 different room options. Read more...
Have you been considering refinancing your loan? It’s a good idea to get familiar with the process so you aren’t caught off guard by anything unexpected. Here are a few things you will need when you decide you want to refinance your loan. Read more...
Are you wanting to make some updates to your home but worried about the financial impact it may have? Here are four easy ways that you can budget for a space transformation without worrying about breaking the bank. Read more...
Are you in the process of purchasing your first home? There are a number of misconceptions when it comes to homebuying, especially for those who have never navigated this world before. Be sure to steer clear of some of these common myths as you’re starting your search. Read more...
There are plenty of affordable ways to improve both the inside and outside of your home, and many of them don’t take much time! Check out these 5 projects that you can easily do yourself. Read more...
Kitchens have always been a priority for homeowners, but they seemed to become even more of a focus throughout the COVID-19 pandemic, with 70% of homeowners considering it extremely important compared to 64% prior to the crisis. If you’re considering renovating your kitchen, here are some trends to consider. Read more…
For many, buying a cabin in Minnesota is a lifelong dream. It’s about more than a financial investment. It’s a place for family to gather for holidays and long summer weekends, a place for the guys’ fishing trip or the girls’ weekend, and a place to set up your deer stand and enjoy some serene November mornings.
However, buying a cabin can also seem out of reach for many people.
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There’s a lot to think about if you’re trying to decide whether or not to pay off your mortgage early. There are certainly many pros to paying off your mortgage, but there are also some cons. Read More...
Northview Bank is helping people make family a priority. For many, a cabin or vacation property feels like an impossibility because of the financial hurdles involved. By connecting people with manageable financing solutions for vacation property, however, we’re able to help people move into the right fit.
Before someone settles on buying a cabin, there are some important questions to ask.
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Our habits often determine our success in life, and financial habits are no different. Breaking habits can be challenging but achievable, with some intention and accountability. Here are four good financial habits that will help you create a solid foundation for success in the future. Read more…
With mortgage rates remaining low — and with the economy at a slow pace of recovery — now could be the time to consider refinancing your home. It’s also a time of opportunity for sellers and buyers. Sellers in many areas can get top dollar for their homes. Buyers can take advantage of incredibly low interest rates. Northview Bank is your local Minnesota team of mortgage experts, helping you make the right decision on your home purchase, home refinancing, or cabin property purchase.
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With mortgage rates at nearly all-time lows, many customers are inquiring about rate locks. Here are our answers to four top questions about rate locks. Read more…
House hunting is fun and exciting, but it can also be overwhelming. That’s why we’ve created this handy checklist to help you keep track of the important features and details about each of the homes you visit in your house-hunting process.
Buying a home is a big deal! It’s the American Dream for many, but it’s also a scary step for some, and a big commitment. In this post, we’re debunking some of the top mortgage myths so that you can make an informed decision about whether buying a home might be your next big step in life.
The world of credit scores and credit reports can be a bit intimidating and confusing for many people. There’s a lot of information out there, and unfortunately, not all of it is true. In this article, you’ll learn four common credit score myths and what the truth actually is.
Buying a home is a big financial investment and is one of the most important decisions you will make in your life. So, when it comes to choosing a realtor to work with, it’s essential to choose a realtor who has your best interest in mind and can help you get the most out of your time and money.
Here are four tips for choosing a real estate agent that is right for you. Read more...
Being self-employed is a dream for many. It offers a fantastic lifestyle that is flexible; you get to be your own boss, and it provides a greater sense of freedom. It does have some challenges, though, and one of those is getting a mortgage loan. Here are five tips that can improve your chances of being approved for a home mortgage if you’re self-employed.
Remodeling areas of your home can make it more comfortable and more enjoyable for you and your family. Home improvement projects can also get very pricey, however, so it’s wise to consider how much return you can expect to get out of the renovation before you take it on. Here are some of the top remodeling projects that will get you the best return on your investment.
Owning a home is a milestone that offers a great sense of pride and accomplishment, and it’s a great feeling to have a place to call your own. It’s a huge commitment, though, so if you are still feeling conflicted and wondering if homeownership is worth it, here are 5 top reasons why owning a home is better than renting.
You've probably said it before: “Someday I'd like to buy my own cabin.”
Buying a cabin might feel like it’s a long way off. With most vacation property financing solutions requiring big down-payments, buying a lake lot, second home, hunting land, or cabin seems financially out of reach for most people.
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You’ve been to so many open houses that you’re starting to feel like a real estate expert. But it paid off! You finally found your dream home and made an offer. But the time for making big decisions isn’t over. One question you probably have is: Do I really need to pay to get an inspection? While an inspection is not always an absolute requirement, you should get one to rule out any major issues.
When it comes to working with a lender on refinancing or buying a new home, you have many options. Those options range from large and online banks to smaller ones right in your community. Here are three good reasons why working with a local lender is your best option.
Homeowners insurance is a critical form of financial and personal property coverage since most of your assets and wealth are typically tied up in your home. Because of that, it’s vital to talk with your insurance agent on any special needs you think you might have. In the meantime, here are the basics of what homeowners insurance usually covers and what it doesn’t.
Amid a challenging economy due to the ongoing fallout of COVID-19, mortgage rates have fallen to historic lows and many people are taking this opportunity to refinance their home. Mortgage refinancing is close to a seven-year high, and demand has more than tripled over last year. If you are thinking about refinancing, here are four questions you need to ask before signing on the dotted line.
At Northview Bank, we are here at every stage of life, from helping children set up their first savings accounts to helping business owners make a dream become reality.
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Let’s face it, too much time indoors can drive a person crazy. Frigid temps and brutal wind chills can limit outdoor activities, but there are many things your can do to prevent cabin fever.
Buying a home seems so complicated and expensive, but don’t worry! We can walk through the process together, from getting your financing set up to moving in after the closing. This first-time buyers' guide was written just for you, to help simplify one of the biggest purchases you'll make in life.
There is no need to be worried about the financial impact of your home improvement projects. Here are four options to keep things affordable:
We know it can take years to complete your ideal piece of hunting land with the lodge of your dreams. When you find property you love without a livable structure, consider these options while you prepare to build the lodge of your dreams.
There’s nothing like walking into a house and realizing it’s the one — your dream home!
If you've been paying down your home mortgage for some time then you probably have significant equity to tap. So what can you do with it?
Looking for a fast and easy mortgage experience? How do you prepare for success? Here’s what you and any co-borrowers will need for a smooth loan process:
When buying in a seller’s market, inventory is low, buyer competition is high, and you need to make the right offer to be awarded your dream home. Here’s what you’ll need to know:
Your land is among your most valuable assets. When it's time to sell, get the most out of it by using every resource available to get market value or higher, without getting lost in tricky transactional details.
It can take years to complete your ideal hunting land with a cozy structure. This could mean a lot time, sweat and money. So consider these simple alternatives until you're ready to build!
Ever considered leasing your land for hunting, farming or both? The benefits of leasing your land can help increase its value while adding income to your pockets.
When it comes to dreaming about a plan to purchase land, leverage your resources. You just have to think outside the box.
The arrival of the new year is a good time to think about your personal finance. Here are 4 strategies that can help you acheive financial success throughout this new year.
Coming up with a down payment can seem like an insurmountable obstical for many prospective homebuyers. The hurdle may not be as high as you think!
The mortgage application process can feel stressful, but it doesn't have to. Here's what you can do to prepare for the process.
Curious about refinancing? Is it a good option for you? Here's a little more about what a refi is and some possible benefits.
When buying a home, your credit score plays an important role. It influences the interest rates you qualify for, as well as general loan options. These tips can help!
A recent report shows that 27 percent of all homebuyers have student loan debt. And first-time buyers? A whopping 40 percent have student loans. So how do they do it?
Determining how much home you can afford requires consideration of a number of expenses you'll face as a homeowner.
If you're thinking about taking out a second mortgage, it's important to understand how it works and how it will affect your budget. You don't want to put your home at risk by borrowing more money against it.
After settling into your home and mortgage, you may eventually find yourself in the position to need or want a second mortgage. Here are some things you'll need to know.
A good credit score can lead to a better interest rate on your mortgage. Need to improve your score? Here are a few things you can do.
Northview Bank wants to measure up your memories, and provide you with a complimentary fish ruler. Just click below and we’ll send you a fish ruler, and a vacation property packet.
Northview Bank wants to provide you with a complimentary game license holder for your hunting season. Please fill out the information below and we’ll send your game license holder and information packet.
Northview Bank wants to see your trophy deer and your hunt could make you a winner! This years contest begins September 13th and runs through November 25th.
Enter photos that capture the character of the areas we do business in! If your photo is selected for inclusion in the 2022 calendar, you will receive photo credit in the calendar.
