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A business line of credit from Northview Bank gives Minnesota businesses flexible access to funds for day-to-day operations, seasonal expenses, and unexpected opportunities. Our commercial lending experts partner with business owners at all stages of business. We help them make the right financial decisions for both their present situation and their future vision. Northview Bank works with you to customize these products to your business needs.
A business line of credit is used to fund the short-term working capital needs of your business, whether for a specific project or to assist cash flow as the business waits to get paid for accounts receivable billed out. The line can be a either a drawdown line or a revolving line. Instead of applying for a new loan every time you need capital, a line of credit allows you to borrow, repay, and reuse funds as needed—helping you stay agile and in control of your cash flow.
Drawdown Line of Credit
A drawdown line of credit is where the funds can be accessed as they are needed – by more than one draw – for a window of time. Drawdown lines of credit cannot be accessed again if funds are not repaid.
Revolving Line of Credit
A Revolving Line of Credit that allows funds to be drawn, then repaid, then accessed again for the entire term of the loan, much like a credit card.
What Is a Business Line of Credit?
A business line of credit is a revolving financing solution that allows you to draw funds up to a set limit and only pay interest on what you use.
Unlike traditional loans:
Many lenders offer revolving credit solutions to support operations and flexibility for businesses.
How You Can Use a Line of Credit?
A business line of credit is one of the most versatile tools for managing your finances.
Use it for:
Who is a Business Line of Credit Is Best For?
A line of credit is a great fit for:
We make it easy! To apply for a loan you, fill out our online application and one of our lending specialists will contact you.
Getting started is easy:
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