1-800-450-7575
Community Reinvestment Act (CRA) Public File Information
Northview Bank is dedicated to making a beneficial impact in the neighborhoods we serve. Our focus encompasses not just meeting, but exceeding the financial necessities of all, especially those in low and low-moderate income and minority sectors within the regions we serve. We take pride in adhering to the Community Reinvestment Act (CRA) and are delighted to offer easy online access to this information, ensuring it's both current and readily available for public review.
Public Information Available for Inspection
Please be advised that in order to meet the regulations set forth by the Community Reinvestment Act (CRA), certain documents must be kept up-to-date in our public records. These files should accurately reflect the current status as of April 1st of every year and are subject to changes at various intervals as needed.
CRA Performance Evaluation
Below is the latest Community Reinvestment Act (CRA) Performance Evaluation for the bank. The complete evaluation is detailed in the following document attached below.
Written Comments
View written comments received from the public for the current year, and each of the two prior calendar years, that specifically relate to the bank's performance in helping to meet community credit needs, and response to the comments by the bank.
Branch and ATM Information
Below is a list of our bank branches and ATMs, complete with street addresses and geographic locations.
Opened / Closed Branches and ATMs
Branches and ATMs opened or closed by the bank.
List of Products, Services, and Fees
A list of services (loan and deposit products and transaction fees) generally offered at the bank’s branches and descriptions of material differences in the availability or cost of services at particular branches, if any.
List of Products, Services & Fee Schedules
Assessment Areas
A map of each assessment area showing the boundaries of the area and identifying the geographies contained within the area.
Assessment Area Listing, Maps & Geographies
Loan-to-Deposit Ratio
Our Loan-to-Deposit ratio for each quarter of the prior calendar year.
HMDA Notice
Effective January 1, 2018, the Home Mortgage Disclosure Act (HMDA) data about our residential mortgage lending are available online for review. The data shows geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials.
This data is available online at the Consumer Financial Protection Bureau’s website beginning with calendar years 2017 forward. HMDA data for many other financial institutions are also available at this website.
