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While many lending programs for cabins, bare land, vacation properties, and lake lots can require up to a 35% down payment to make purchasing a possibility, Northview Bank gives borrowers a better option. With a good credit score, buyers can qualify for cabin, cottage, bare land, and lake home financing options that make purchasing possible with only 10% down.
10% Down on Vacation Property
While many lending programs for cabins, bare land, vacation properties, and lake lots can require up to a 35% down payment to make purchasing a possibility, Northview Bank gives borrowers a better option. With a good credit score, buyers can qualify for cabin, cottage, bare land, and lake home financing options that make purchasing possible with only 10% down.
You Don’t Need Contract for Deed to Buy a Cabin
It can be difficult to save for a downpayment on a cabin, lake home, or plot of bare land for hunting or future cabin construction. Many financing roadblocks cause people to enter into less-than-ideal financing arrangements. Contract for Deed can be a good financing arrangement for people in certain scenarios, such as when a bad credit score makes vacation property an impossibility, but it is rarely ideal for both parties. With 10%-down programs from Northview Bank, you have more options for buying vacation property.
10% Down Financing on Vacation Property from Northview Bank
Your dream is within reach. In the cabin culture of the Upper Midwest, people often have their eyes set on purchasing a lake home or cottage getaway. For many, this dream seems to be out of reach. That’s why Northview Bank extends our affordable cabin financing options to the people of our community.
Find Your Vacation Property Loan
By working with Northview Bank, you have access to Vacation Property Loans that work for you and your budget. To find the right cabin financing solution for your family, check our Vacation Property Loans site. One of our financing experts will be able to help you find the right solution for your budget and your life.
Fast, Local Approval on Vacation Property Financing
Since we underwrite our mortgages in-house at Northview Bank, we give you a fast turnaround time for our approval. Servicing is also kept local. This means that local money is being spent to build our local community. It means that the work we’re doing across Minnesota is helping our neighbors and friends.
If you have a question, want to know more, or aren’t sure if you qualify for 10% financing on vacation property, talk to one of our local lending experts.
Find answers before you start the cabin buying process.
Get ready for something special! We’re excited to announce the Minnesota Nice Giveaway. Each season we’ll be giving away fabulous prize packages you can win. Click below to enter!
Northview Bank wants to measure up your memories, and provide you with a complimentary fish ruler. Just click below and we’ll send you a fish ruler, and a vacation property packet.
Northview Bank wants to provide you with a complimentary game license holder for your hunting season. Please fill out the information below and we’ll send your game license holder and information packet.
Northview Bank wants to see your trophy deer and your hunt could make you a winner! Click below to see contest dates, terms and conditions.
Enter photos that capture the character of the areas we do business in! If your photo is selected for inclusion in the 2026 calendar, you will receive photo credit in the calendar.