Hobby Farm Loans

Looking to buy a hobby farm in Minnesota or Wisconsin? Whether you want land for gardening, raising animals, or simply enjoying rural living, Northview Bank offers hobby farm loans designed to help you make it happen.

From raising chickens and goats to owning acreage for hunting or growing your own food, we provide flexible financing for a wide range of rural properties. Whether you’re searching for 10 acres, 40 acres, or larger parcels, we’re here to help turn your vision into reality.

Whether your goal is a retirement hobby farm, weekend getaway, or long-term investment, Northview Bank has the experience and local knowledge to guide you every step of the way.

At Northview Bank, we specialize in hobby farm financing in Minnesota and Wisconsin, offering flexible loan options tailored to your property and goals.

We understand that every hobby farm is unique, which is why we:

  • Customize loan structures based on your land and property
  • Offer competitive rates and flexible terms
  • Provide local decision-making and personalized service

Hobby Farms Acreage Limits
There are no acreage limits for Hobby Farms. A hobby farm is nothing more than land with a varying number of structures on it. Northview Bank has been financing land purchases of all sizes since our doors opened more than a hundred years ago. Many banks want you to carve out a home on ten acres for financing, but Northview Bank does not have that stipulation. Instead, we assess the value of the land and buildings, along with the credit, debt structure, and income of the borrower. From there, we make a determination on the hobby farm loan that will be best for the purchaser. Sometimes this means a long-term fixed-rate secondary market mortgage. Other times, a shorter term in-house loan product is ideal. In any case, buyers are not bound by land restrictions or impossible stipulations to make a hobby farm possible.

We evaluate:

  • The total value of the land and structures
  • Your credit profile and financial position
  • Income, debt structure, and overall loan strength

This allows us to offer financing solutions that truly fit your situation—without unnecessary restrictions.

Depending on your needs, financing may include:

  • Long-term fixed-rate mortgage options
  • In-house loan products with shorter terms

Our goal is to make hobby farm ownership accessible and flexible, not complicated.

Property for Hobby Farms
The hobby farm loan that Northview Bank provides will vary mainly based upon the property you’re purchasing. Larger farms may resemble the loan that an income-producing farm would use. Further documentation and proof of use would need to be produced in this context. Ultimately the loan professionals at Northview Bank will walk you through each step of the process, helping you find the best hobby farm financing product for your needs.

Hobby farm properties can include:

  • Smaller acreage with a home and outbuildings
  • Larger parcels with agricultural use
  • Mixed-use properties for recreation and farming

In some cases, larger hobby farms may be structured similarly to income-producing farm loans and require additional documentation.

No matter the property type, our lenders will walk you through every step—helping you choose the best hobby farm financing solution for your needs.

Hobby Farm Location
Hobby farms of various sizes and purposes exist across all of Minnesota and Wisconsin. Northview Bank’s lending solutions are available whether you are looking in the beautiful bluff country of Fillmore County, MN, the lake country of Hayward, WI, or the Red River Valley.

We provide financing for properties located in:

  • Southern Minnesota, including Fillmore County and bluff country
  • Northern Minnesota lake and recreational areas
  • Wisconsin regions like Hayward and surrounding communities
  • Rural and agricultural areas across both states

Our local expertise ensures you get financing that fits your location and property type.

At Northview Bank, we are ready to assist you with your hobby farm dream.

Northview Bank is here to help you with your dream of hobby farm ownership. To see if you qualify for a hobby farm mortgage, talk to one of our lending experts.

Make Your Hobby Farm Dream a Reality with Northview Bank!